Chapter 7 wipes out debt in a few months. Chapter 13 lets you catch up over three to five years. Here is how to tell which one fits. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

The first question almost everyone asks about Chapter 7 is whether they will lose their stuff. For most Oklahomans the honest answer is no, because of the state's exemptions. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Chapter 7 does nothing to help you catch up on a mortgage or car loan you've fallen behind on. Chapter 13 exists for exactly that problem. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Most people who file bankruptcy never set foot in a courtroom. The one required appearance is the 341 meeting, and in Tulsa it happens on Zoom. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

If part of every paycheck is disappearing to a garnishment, filing bankruptcy stops it. Here is how the automatic stay works and how fast it actually takes effect. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

The bankruptcy forms are online and the filing fee is the same either way, so some people file alone. The court records say that's a risky bet. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.